APEL, Carmie C. beloved wife of Francis E. Apel, loving mother of Earl Apel. Member of Owingsville Christian Church. Retired teacher from Bath County High School. Carmie passed away on Monday, October 8, 2018 at the age of 88. Visitation will be held at Llanfair Retirement Community, 1701 Llanfair Avenue, Cincinnati, Ohio, 45224 on Thursday, October 11 from 10 AM until service at 11 AM. Visitation also, at Michael R. Gray Funeral Home, 89 Slate Avenue, Owingsville, KY 40360 on Saturday, October 13 from 1 PM until service at 2 PM. Donations may be made to Ohio Living Llanfair or Hospice of Cincinnati. Condolences at hodappfuneralhome.com